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Notes on running a business in India

Plain-English explainers on GST, payments, invoicing and the fine print that usually isn't explained anywhere in one place.

18 September 2026 · 13 min read

MDR on UPI Is Back: The New 0.4% Charge From 15 October 2026, Explained

UPI's zero-MDR run ended with an NPCI circular on 15 September 2026 — a 0.4% merchant fee on P2M UPI above ₹2,000 starts 15 October 2026. Here's exactly who pays, what's still free, and what's easy to miss.